Our Rates

Loan and Savings Rates

  • VISA Cards - 11.75%, revolving term
  • New or Used Car, Boat, Trailer, RV, Motorcycle (2012 or newer)* - as low as 2.49% APR, up to 60 month term (or 72 months for loans over $15,000)
  • Used Car, Boat, Trailer, RV, Motorcycle (2008 - 2011)* - as low as 5.49% APR, up to 48 month term (or 60 months for loans over $15,000)
  • Used Car, Boat, Trailer, RV, Motorcycle (2001 - 2007) - as low as 9.50% APR, up to 48 month term
  • Personal (signature) Loans - as low as 9.50% APR, up to 48 month term
  • Payday Alternative (PAL) Loans - 21.00% APR, up to 6 month term
  • Share Secured Loans - as low as 3.25% APR, flexible term
  • Regular Shares - 0.05% APR / 0.05% APY, compounded quarterly
  • Share Draft Plus - 0.05% APR / 0.05% APY, compounded quarterly
  • Certificate of Deposit - 0.15% APR / 0.15% APY, 6 month term
  • Certificate of Deposit - 0.20% APR / 0.20% APY, 12 month term
*(+5.0% APR rate adjustment for jet skis, scooters, and ATVs)
 
Sample payments are based on $1000 financed for the term and Annual Percentage Rate (APR) indicated above.  Rates as of December 15, 2016.
Sample Payment 2.49% for 60 months = $17.74
Sample Payment 2.49% for 72 months = $14.97
Sample Payment 5.49% for 48 months = $23.25
Sample Payment 5.49% for 60 months = $19.10
Sample Payment 9.50% for 48 months = $23.72

 

APY stands for Annual Percentage Yield. There may be a considerable penalty for early withdrawal of certificates. Certificate rates as of December 31, 2016. Current rate for Regular Shares and Share Draft Plus as declared for December 31, 2016.

 

Rate Breaker

If you find a better rate elsewhere, our RateBreaker program is for you. We will beat any other credit union or bank's best loan rate on secured loans!
 

Member Rewards

Check out our Member Rewards program tab for details on additional rate discounts up to 0.40%!