Checking Accounts

Checking Accounts

Economy Checking

Our checking account offers superior convenience and service without all the fees. With an economy account, you'll enjoy totally free checking with no minimum balance, a quarterly dividend, VISA Debit Card, and free access to both Net Teller online banking and the EZPay bill payment system—all by simply maintaining a $25 minimum share balance!

Debit Advantage

Our Debit Advantage checking account is an alternative for the member who does not qualify for the Share Draft Plus checking account, but still wants the convenience of a debit card. All CICU members are eligible, even if you have been reported to a credit agency in the past. All it takes is $10 to order the card and a fee of $3 per month. The debit card will be embossed with your name and may be used anywhere VISA is accepted.


All checking accounts are eligible for free Internet access to your account via Net Teller. The online information is updated the moment your transaction clears at the credit union. This service includes free E-statements and free E-alerts. Please see any member of the CICU team to set up your online account access. CICU checking account holders also get free ATM access at many local credit-union-owned ATMs in the Champaign-Urbana and U of I campus areas. All deposits are subject to a hold of up to 30 days. Every account we offer is federally insured by the NCUA up to $250,000.