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Established 1948
Your community credit union!
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| CICU Loan and Savings Rates |
| Account Type |
Rate |
Term |
*Remember, with our RateBreaker program we will beat any other bank or credit union's secured loan rate, down to our share secured loan rate. Some restrictions apply. Call, email, or stop by for details.
**Click on Member Rewards under the Special Offers tab for details on additional rate discounts. |
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New Car |
as low as 2.99% APR* |
up to 60 Months |
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Used Car 13-11 |
as low as 2.99% APR* |
up to 60 Months |
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New or Used Car
2011 or newer |
as low as 3.99% APR* |
72 Months;loans
over $15,000 |
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Used Car 10-09 |
as low as 3.99% APR* |
up to 48 Months |
| Used Car 08-06 |
as low as 4.99% APR* |
up to 48 Months |
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Used Car 05-04 |
as low as 5.99% APR* |
up to 36 Months |
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Personal Loans |
as low as 9.90% APR* |
up to 48 Months |
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Share Secured Loans |
3.25% APR |
Flexible |
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Payday Alternative Loans |
21.00% APR |
up to 6 Months |
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VISA Cards |
11.75% APR |
Revolving |
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Regular Shares |
0.10% APR 0.10% APY** |
Compounded quarterly |
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Share Draft Plus |
0.05% APR 0.05% APY** |
Compounded quarterly |
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Certificate of Deposit |
.15% APR .15% APY** |
6 Month |
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Certificate of Deposit |
.20% APR .20% APY** |
12 Month |
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IRA |
.10% APR .10% APY** |
Annual |
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* Sample payments are based on $1000 financed for the term and Annual Percentage Rate (APR) indicated in the table. Rates as of October 1, 2012.
Sample Payment 2.99% for 60 months = $17.96
Sample Payment 3.99% for 72 months = $15.64
Sample Payment 4.99% for 48 months = $23.02
Sample Payment 5.99% for 36 months = $30.41
Sample Payment 9.90% for 48 months = $25.33
APY means Annual Percentage Yield. There may be a considerable penalty for early withdrawal of certificates. Certificate rates as of June 22, 2012. Current rate for Regular Shares and Share Draft Plus as declared for March 31, 2013. | |
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